What is Self-Build insurance?

Self-build insurance is designed to protect homeowners during the construction process by providing coverage for a range of potential risks, including theft, vandalism, personal injury and damage to the property.

Builder in a hi-viz jacket laying bricks

Self-Build is not the same as Home Insurance!

It’s important to note that self-build insurance is different from standard home insurance, as it is specifically tailored to cover the unique risks associated with building or renovating a property.

If you are planning to undertake a self build project, it’s important to consider taking out a comprehensive self build insurance policy to protect yourself and your investment.

Homeowner planning a renovation

Why do I need Self-Build insurance?

If you start a self build process, you must take on the role of Project Manager and appoint individual tradesmen for each element of the works such as ground workers, block layers, roofing carpenters, electricians, plumbers etc.

Along with this, you are also in charge of the entire procurement of the build, which includes the timing, ordering materials, organising scaffolding, etc.

Each and every project brings a unique set of risks and insurance requirements which can add to the stress of an already difficult process.

By having the right insurance coverage in place, home builders can have peace of mind knowing that their investment is protected from potential financial losses and legal liabilities.

Homeowner planning a renovation